Q.부동산 매수자금이 부족한데 빌려주실 수 있나요? :: 하우스존부동산신문

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Q.부동산 매수자금이 부족한데 빌려주실 수 있나요?

작성자: 최미경

조회: 7831 등록일: 2021-09-29

<span style="font-size: 15px; font-style: inherit; font-variant-ligatures: inherit; font-variant-caps: inherit; color: rgb(109, 109, 109); font-family: se-nanumgothic, " b098눔고딕",="" nanumgothic,="" sans-serif,="" meiryo;="" white-space:="" pre-wrap;"="">안녕하세요. 최소장입니다. </span><p class="se-text-paragraph se-text-paragraph-align- " id="SE-2b9937a5-fbd9-444f-a9e0-4533f9602531" style="border: 0px; font-variant-numeric: inherit; font-variant-east-asian: inherit; font-stretch: inherit; font-size: 0px; line-height: 1.8; font-family: se-nanumgothic, " b098눔고딕",="" nanumgothic,="" sans-serif,="" meiryo;="" vertical-align:="" baseline;="" word-break:="" break-word;="" overflow-wrap:="" white-space:="" pre-wrap;="" color:="" rgb(109,="" 109,="" 109);="" letter-spacing:="" normal;"=""><span class="se-fs-fs15 se-ff- se-weight-unset  " id="SE-d9ff3049-81a9-41dd-b21f-788c130bc7af" style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-variant: inherit; font-stretch: inherit; font-size: 15px; line-height: inherit; vertical-align: baseline;">요즘 부동산 규제로 대출이 막히거나 감소함에 따라 이런 질문도 받아보네요. </span></p><p class="se-text-paragraph se-text-paragraph-align- " id="SE-a12f5481-ac53-41ed-85db-7b1cfb3128fc" style="border: 0px; font-variant-numeric: inherit; font-variant-east-asian: inherit; font-stretch: inherit; font-size: 0px; line-height: 1.8; font-family: se-nanumgothic, " b098눔고딕",="" nanumgothic,="" sans-serif,="" meiryo;="" vertical-align:="" baseline;="" word-break:="" break-word;="" overflow-wrap:="" white-space:="" pre-wrap;="" color:="" rgb(109,="" 109,="" 109);="" letter-spacing:="" normal;"=""><span class="se-fs-fs15 se-ff- se-weight-unset  " id="SE-c5c02072-06ee-44b2-b1f0-5a1790597e4f" style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-variant: inherit; font-stretch: inherit; font-size: 15px; line-height: inherit; vertical-align: baseline;">지난 8년간 한번도 받아본 적 없는 질문도 받아보는 요즘입니다. </span></p><p class="se-text-paragraph se-text-paragraph-align- " id="SE-e32db4cf-e1a6-4cd4-8e23-051cf4df5c65" style="border: 0px; font-variant-numeric: inherit; font-variant-east-asian: inherit; font-stretch: inherit; font-size: 0px; line-height: 1.8; font-family: se-nanumgothic, " b098눔고딕",="" nanumgothic,="" sans-serif,="" meiryo;="" vertical-align:="" baseline;="" word-break:="" break-word;="" overflow-wrap:="" white-space:="" pre-wrap;="" color:="" rgb(109,="" 109,="" 109);="" letter-spacing:="" normal;"=""><span class="se-fs-fs15 se-ff- se-weight-unset  " id="SE-4057e11e-c533-4fae-9a1e-17f00ba9d532" style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-variant: inherit; font-stretch: inherit; font-size: 15px; line-height: inherit; vertical-align: baseline;"></span></p><p class="se-text-paragraph se-text-paragraph-align- " id="SE-899f8276-c214-4cd1-a385-8f126d5f8619" style="border: 0px; font-variant-numeric: inherit; font-variant-east-asian: inherit; font-stretch: inherit; font-size: 0px; line-height: 1.8; font-family: se-nanumgothic, " b098눔고딕",="" nanumgothic,="" sans-serif,="" meiryo;="" vertical-align:="" baseline;="" word-break:="" break-word;="" overflow-wrap:="" white-space:="" pre-wrap;="" color:="" rgb(109,="" 109,="" 109);="" letter-spacing:="" normal;"=""><span style="font-size: 15px;">Q.부동산 매수자금이 부족한데 빌려주실 수 있나요? </span></p><p class="se-text-paragraph se-text-paragraph-align- " id="SE-753d2204-2ba0-4388-a4ce-3885f42192af" style="border: 0px; font-variant-numeric: inherit; font-variant-east-asian: inherit; font-stretch: inherit; font-size: 0px; line-height: 1.8; font-family: se-nanumgothic, " b098눔고딕",="" nanumgothic,="" sans-serif,="" meiryo;="" vertical-align:="" baseline;="" word-break:="" break-word;="" overflow-wrap:="" white-space:="" pre-wrap;="" color:="" rgb(109,="" 109,="" 109);="" letter-spacing:="" normal;"=""><span class="se-fs- se-ff- se-weight-unset  " id="SE-40700b38-c227-4770-9cd0-df2847abb5db" style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-variant: inherit; font-stretch: inherit; font-size: 15px; line-height: inherit; vertical-align: baseline;">A.죄송하지만 저는 사금융은 취급하지 않습니다. 공인중개사로서 부동산중개업에만 충실합니다. </span></p><p class="se-text-paragraph se-text-paragraph-align- " id="SE-2c95684d-0441-47ea-b5b3-74e269cae7b0" style="border: 0px; font-variant-numeric: inherit; font-variant-east-asian: inherit; font-stretch: inherit; font-size: 0px; line-height: 1.8; font-family: se-nanumgothic, " b098눔고딕",="" nanumgothic,="" sans-serif,="" meiryo;="" vertical-align:="" baseline;="" word-break:="" break-word;="" overflow-wrap:="" white-space:="" pre-wrap;="" color:="" rgb(109,="" 109,="" 109);="" letter-spacing:="" normal;"=""><span class="se-fs- se-ff- se-weight-unset  " id="SE-de530bcb-3fc1-4935-ab4e-3a8e8f1abd37" style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-variant: inherit; font-stretch: inherit; font-size: 15px; line-height: inherit; vertical-align: baseline;">부동산 규제로 대출이 막히거나 감소함에 따라 중개업소나 매도자에게 돈을 빌리는 수도권의  매수자들이 있다고 신문에 나오더니 저에게도 이런 질문이 들어오네요. </span></p><p class="se-text-paragraph se-text-paragraph-align- " id="SE-d638db56-596a-41c6-b32f-c0c4061f1922" style="border: 0px; font-variant-numeric: inherit; font-variant-east-asian: inherit; font-stretch: inherit; font-size: 0px; line-height: 1.8; font-family: se-nanumgothic, " b098눔고딕",="" nanumgothic,="" sans-serif,="" meiryo;="" vertical-align:="" baseline;="" word-break:="" break-word;="" overflow-wrap:="" white-space:="" pre-wrap;="" color:="" rgb(109,="" 109,="" 109);="" letter-spacing:="" normal;"=""><span class="se-fs- se-ff- se-weight-unset  " id="SE-a843f218-afae-480c-96e0-5e018a28cca7" style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-variant: inherit; font-stretch: inherit; font-size: 15px; line-height: inherit; vertical-align: baseline;">사금융은 매도자나 중개업소,또는 이해관계인이 채권자가 되고 매수자가 채무자가 되어 근저당권을 설정(채무자가 가진 부동산에 담보설정)해 매수자의 부족한 매입 금액을 메워주는 형식입니다. </span></p><p class="se-text-paragraph se-text-paragraph-align- " id="SE-594cb90b-d47c-4f6b-ad6f-e33931d8accd" style="border: 0px; font-variant-numeric: inherit; font-variant-east-asian: inherit; font-stretch: inherit; font-size: 0px; line-height: 1.8; font-family: se-nanumgothic, " b098눔고딕",="" nanumgothic,="" sans-serif,="" meiryo;="" vertical-align:="" baseline;="" word-break:="" break-word;="" overflow-wrap:="" white-space:="" pre-wrap;="" color:="" rgb(109,="" 109,="" 109);="" letter-spacing:="" normal;"=""><span class="se-fs- se-ff- se-weight-unset  " id="SE-3e6cd35c-506d-4341-8981-477791ecbeed" style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-variant: inherit; font-stretch: inherit; font-size: 15px; line-height: inherit; vertical-align: baseline;">계약후 예상치 않은 잔금지옥에 빠지시며 혹시나 싶어 물어보신겁니다. 연이율이 0%~최대30%까지 높더라도 부족한 돈과 시간을 벌기 위한 방법중의 하나로 쓰시려는건데요. </span></p><p class="se-text-paragraph se-text-paragraph-align- " id="SE-128a9c91-80df-4d51-b901-f092d173e8ce" style="border: 0px; font-variant-numeric: inherit; font-variant-east-asian: inherit; font-stretch: inherit; font-size: 0px; line-height: 1.8; font-family: se-nanumgothic, " b098눔고딕",="" nanumgothic,="" sans-serif,="" meiryo;="" vertical-align:="" baseline;="" word-break:="" break-word;="" overflow-wrap:="" white-space:="" pre-wrap;="" color:="" rgb(109,="" 109,="" 109);="" letter-spacing:="" normal;"=""><span class="se-fs- se-ff- se-weight-unset  " id="SE-9f5e57ee-bfb4-41a5-992a-cdf53f64d78e" style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-variant: inherit; font-stretch: inherit; font-size: 15px; line-height: inherit; vertical-align: baseline;">죄송스런 답변드렸지만 매수인께서 잔금일에 알아서 자금구해오셔서 잔금을 무사히 치렀답니다. </span></p><p class="se-text-paragraph se-text-paragraph-align- " id="SE-9fc26aef-b9b4-42aa-a40c-bd1d91d4db18" style="border: 0px; font-variant-numeric: inherit; font-variant-east-asian: inherit; font-stretch: inherit; font-size: 0px; line-height: 1.8; font-family: se-nanumgothic, " b098눔고딕",="" nanumgothic,="" sans-serif,="" meiryo;="" vertical-align:="" baseline;="" word-break:="" break-word;="" overflow-wrap:="" white-space:="" pre-wrap;="" color:="" rgb(109,="" 109,="" 109);="" letter-spacing:="" normal;"=""><span class="se-fs- se-ff- se-weight-unset  " id="SE-e910122e-9276-4e44-8cbe-800d97202334" style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-variant: inherit; font-stretch: inherit; font-size: 15px; line-height: inherit; vertical-align: baseline;">사금융 협의가 되는 경우는 보통 매수인이 급매수를 하고 싶은데 일시적으로 자금이 부족한 경우,나이 지긋하신 다주택자중 종부세 등 각종 세 부담을 피하기 위해 급매도를 해야 하는 경우가 만나면 종종 이루어진다고도 합니다.</span></p><p class="se-text-paragraph se-text-paragraph-align- " id="SE-cf9cbb8f-2050-48f0-9fff-70ce6aa94ab6" style="border: 0px; font-variant-numeric: inherit; font-variant-east-asian: inherit; font-stretch: inherit; font-size: 0px; line-height: 1.8; font-family: se-nanumgothic, " b098눔고딕",="" nanumgothic,="" sans-serif,="" meiryo;="" vertical-align:="" baseline;="" word-break:="" break-word;="" overflow-wrap:="" white-space:="" pre-wrap;="" color:="" rgb(109,="" 109,="" 109);="" letter-spacing:="" normal;"=""><span class="se-fs- se-ff- se-weight-unset  " id="SE-9d960400-0207-4896-aa7b-1dd314772a4f" style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-variant: inherit; font-stretch: inherit; font-size: 15px; line-height: inherit; vertical-align: baseline;">참고만 하시구요.</span></p><p class="se-text-paragraph se-text-paragraph-align- " id="SE-7268902a-7e54-4f28-a973-980b162f7418" style="border: 0px; font-variant-numeric: inherit; font-variant-east-asian: inherit; font-stretch: inherit; font-size: 0px; line-height: 1.8; font-family: se-nanumgothic, " b098눔고딕",="" nanumgothic,="" sans-serif,="" meiryo;="" vertical-align:="" baseline;="" word-break:="" break-word;="" overflow-wrap:="" white-space:="" pre-wrap;="" color:="" rgb(109,="" 109,="" 109);="" letter-spacing:="" normal;"=""><span class="se-fs- se-ff- se-weight-unset  " id="SE-d7dbe090-bf85-4d13-ae06-44d56e222dbd" style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-variant: inherit; font-stretch: inherit; font-size: 15px; line-height: inherit; vertical-align: baseline;">이 글을 읽고 계신 모든 구독자님들!</span></p><p class="se-text-paragraph se-text-paragraph-align- " id="SE-1e703860-4494-4b3b-9ccf-36917bc58c6e" style="border: 0px; font-variant-numeric: inherit; font-variant-east-asian: inherit; font-stretch: inherit; font-size: 0px; line-height: 1.8; font-family: se-nanumgothic, " b098눔고딕",="" nanumgothic,="" sans-serif,="" meiryo;="" vertical-align:="" baseline;="" word-break:="" break-word;="" overflow-wrap:="" white-space:="" pre-wrap;="" color:="" rgb(109,="" 109,="" 109);="" letter-spacing:="" normal;"=""><span class="se-fs- se-ff- se-weight-unset  " id="SE-dc6d3840-f3f6-4b8a-8aba-6a879e1129be" style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-variant: inherit; font-stretch: inherit; font-size: 15px; line-height: inherit; vertical-align: baseline;">부동산 매매 계약시 자금계획 잘 세우셔서 계약부터 잔금까지 원활하게 진행되길 소망합니다. </span></p><p class="se-text-paragraph se-text-paragraph-align- " id="SE-cf6fff06-f47a-4af8-aa71-42411efbe5b7" style="border: 0px; font-variant-numeric: inherit; font-variant-east-asian: inherit; font-stretch: inherit; font-size: 0px; line-height: 1.8; font-family: se-nanumgothic, " b098눔고딕",="" nanumgothic,="" sans-serif,="" meiryo;="" vertical-align:="" baseline;="" word-break:="" break-word;="" overflow-wrap:="" white-space:="" pre-wrap;="" color:="" rgb(109,="" 109,="" 109);="" letter-spacing:="" normal;"=""><span class="se-fs- se-ff- se-weight-unset  " id="SE-2e91e8d0-1b2d-43b0-a3fb-955dcbb1a331" style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-variant: inherit; font-stretch: inherit; font-size: 15px; line-height: inherit; vertical-align: baseline;">오늘도 도움되시는 부동산 정보가 되셨길 희망합니다. </span></p><p class="se-text-paragraph se-text-paragraph-align- " id="SE-6ec9b5cd-c1a8-46be-99ae-4c01be217a2f" style="border: 0px; font-variant-numeric: inherit; font-variant-east-asian: inherit; font-stretch: inherit; font-size: 0px; line-height: 1.8; font-family: se-nanumgothic, " b098눔고딕",="" nanumgothic,="" sans-serif,="" meiryo;="" vertical-align:="" baseline;="" word-break:="" break-word;="" overflow-wrap:="" white-space:="" pre-wrap;="" color:="" rgb(109,="" 109,="" 109);="" letter-spacing:="" normal;"=""><span class="se-fs- se-ff- se-weight-unset  " id="SE-f511fbc5-89b3-4959-aae2-0a739e44193d" style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-variant: inherit; font-stretch: inherit; font-size: 15px; line-height: inherit; vertical-align: baseline;">계약부터 잔금까지 원활한 진행을 할 수 있는 매물 검색은 창원하우스존 아시죠?^^</span></p><p class="se-text-paragraph se-text-paragraph-align- " id="SE-2ac77c99-f2ee-47d1-94a4-7351dc71eb6c" style="border: 0px; font-variant-numeric: inherit; font-variant-east-asian: inherit; font-stretch: inherit; font-size: 0px; line-height: 1.8; font-family: se-nanumgothic, " b098눔고딕",="" nanumgothic,="" sans-serif,="" meiryo;="" vertical-align:="" baseline;="" word-break:="" break-word;="" overflow-wrap:="" white-space:="" pre-wrap;="" color:="" rgb(109,="" 109,="" 109);="" letter-spacing:="" normal;"=""><span class="se-fs- se-ff- se-weight-unset  " id="SE-e0cbe8b6-c5c5-452a-9ef7-5bbef097424d" style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-variant: inherit; font-stretch: inherit; font-size: 15px; line-height: inherit; vertical-align: baseline;">행복한 부자되세요!</span></p><p class="se-text-paragraph se-text-paragraph-align- " id="SE-b28c2f13-0e64-4462-8e77-40d1e7acf0e8" style="border: 0px; font-variant-numeric: inherit; font-variant-east-asian: inherit; font-stretch: inherit; font-size: 0px; line-height: 1.8; font-family: se-nanumgothic, " b098눔고딕",="" nanumgothic,="" sans-serif,="" meiryo;="" vertical-align:="" baseline;="" word-break:="" break-word;="" overflow-wrap:="" white-space:="" pre-wrap;="" color:="" rgb(109,="" 109,="" 109);="" letter-spacing:="" normal;"=""><span class="se-fs- se-ff- se-weight-unset  " id="SE-5249915c-59d2-4a80-88f5-26cfa3b47a30" style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-variant: inherit; font-stretch: inherit; font-size: 15px; line-height: inherit; vertical-align: baseline;">감사합니다. </span></p><p class="se-text-paragraph se-text-paragraph-align- " id="SE-41e3e267-1dee-45c3-a5f9-f5cca654f61b" style="border: 0px; font-variant-numeric: inherit; font-variant-east-asian: inherit; font-stretch: inherit; font-size: 0px; line-height: 1.8; font-family: se-nanumgothic, " b098눔고딕",="" nanumgothic,="" sans-serif,="" meiryo;="" vertical-align:="" baseline;="" word-break:="" break-word;="" overflow-wrap:="" white-space:="" pre-wrap;="" color:="" rgb(109,="" 109,="" 109);="" letter-spacing:="" normal;"=""><span class="se-fs- se-ff- se-weight-unset  " id="SE-b17ee8b9-c037-4da4-a207-f4180b28dea0" style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-variant: inherit; font-stretch: inherit; font-size: 15px; line-height: inherit; vertical-align: baseline;"></span></p>

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